A Class D mishap is defined by which damages range and outcome?

• A. $20,000-$50,000 in damages; Recordable injury/illness that is Class A, B, or C
• B. $50,000-$500,000 in damages; Injury requiring days away from work
• C. $500,000-$2M in damages; Permanent disability
• D. $10,000-$20,000 in damages; Minor incident

Answer: (C)

Mishap severity is judged by a combination of the financial damage and the injury outcome. This option matches a Class D event because it pairs a substantial financial loss—between $500,000 and $2,000,000—with a permanent disability. The permanent disability signals a lasting, life-altering consequence, which makes this category one of the higher-severity classifications, even though it isn’t the absolute top tier that would involve fatalities or permanent total disability. In other words, if the damage falls in the half-million to two-million range and the outcome is a permanent disability, that aligns with Class D in this scheme. Lower damage ranges with non-permanent injuries would fall into less severe classes, while fatalities or permanent total disability would escalate to the highest class.